1. Overview

NumeraDesk (“we”, “us”, or “our”) operates this website to provide free financial calculators. This Privacy Policy explains what data we collect, how we use it, and what choices you have. We are committed to protecting your privacy and complying with applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

2. Data We Do Not Collect

Our calculators run entirely in your browser. We do not require you to create an account, and we do not collect or store the values you enter into any calculator. Your financial inputs remain on your device and are never transmitted to our servers.

3. Cookies and Tracking Technologies

We use minimal cookies and similar tracking technologies for the following purposes:

• Essential cookies: Required for basic site functionality, such as remembering your theme preference (dark/light mode). These cannot be disabled.
• Analytics cookies: We use third-party analytics (Google Analytics) to understand aggregate usage patterns — which pages are visited, approximate geographic region, and device type. This data is anonymized and aggregated.
• Advertising cookies: We may display third-party advertisements through Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to this and other websites.

4. Google AdSense & Third-Party Advertising

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.

You may opt out of Google's use of personalized advertising by visiting Google Ads Settings. You may also opt out of third-party vendors' use of cookies for personalized advertising by visiting aboutads.info.

5. GDPR Compliance (EU Users)

If you are located in the European Economic Area (EEA), you have the following rights under the GDPR:

• Right to access: You may request a copy of the personal data we hold about you.
• Right to rectification: You may request correction of inaccurate or incomplete data.
• Right to erasure: You may request deletion of your personal data, subject to legal obligations.
• Right to object: You may object to processing based on legitimate interests.
• Right to data portability: You may request transfer of your data to another service provider.

To exercise these rights, contact us at [email protected]. We respond to all legitimate requests within 30 days.

6. CCPA Compliance (California Residents)

Under the California Consumer Privacy Act, California residents have the right to:

• Know what personal information is collected about them.
• Request deletion of their personal information.
• Opt out of the sale of their personal information. We do not sell personal information.
• Request that personal information be disclosed and explained.

7. Data Security

We implement appropriate technical and organizational measures to protect any data we process. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the “Last updated” date. We encourage you to review this policy periodically.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected].